$120,000

$20,000 per year
$500,000 per year

$40,000

$0
$200,000

$500

$0 per month
$5,000 per month

$0

$0
$2,500

$3,600

$0
$20,000

3.5

0%
12%

$1,200

$0
$5,000
30 years 

Home budget

30

0
50

Affordable

Stretching

Aggressive

Your debt to income ratio

Mortgage Payment
Property Taxes
Homeowners Association Fee
Homeowners Insurance
PMI